An investigation of financial literacy, money ethics and time preferences among college students A structural equation model

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dc.authoridSelcuk, Elif Akben/0000-0002-1384-243X|Akben Selcuk, Elif/0000-0001-9354-7475|Aydin, Asli/0000-0002-9145-386X
dc.authorwosidSelcuk, Elif Akben/AAB-3581-2019
dc.contributor.authorAydin, Asli Elif
dc.contributor.authorSelcuk, Elif Akben
dc.date.accessioned2024-07-18T20:47:14Z
dc.date.available2024-07-18T20:47:14Z
dc.date.issued2019
dc.departmentİstanbul Bilgi Üniversitesien_US
dc.description.abstractPurpose - Financial literacy has a strong influence on financial well-being, and it is a concept especially important for college students who start to develop their financial habits. The purpose of this paper is to examine the relationship between financial literacy, money attitudes and time preferences among Turkish university students. Design/methodology/approach - Data were collected from 1,443 university students from 14 campuses in Turkey. Structural equation modeling methodology is employed to test the hypotheses. Findings - The results suggest that students with higher financial knowledge scores have more favorable financial attitudes and exhibit more desirable financial behaviors. It is also demonstrated that financial attitude is positively related to financial behavior. Furthermore, a significant and negative relationship between the affective dimension of the money ethic construct and financial behavior is found. In contrast, the relationship between the behavioral dimension of money ethic and financial behavior is positive. It is further demonstrated that a present orientation leads to more negative financial attitudes. Originality/value - This study will reveal the interrelationships among dimensions of financial literacy, money ethics and time preferences in an emerging economy with a relatively little experience with formal financial systems and unstable macroeconomic conditions.en_US
dc.description.sponsorshipScientific and Technological Research Council of Turkey, TUBITAK [113K767]en_US
dc.description.sponsorshipThe authors would like to acknowledge financial support from The Scientific and Technological Research Council of Turkey, TUBITAK (Project No. 113K767).en_US
dc.identifier.doi10.1108/IJBM-05-2018-0120
dc.identifier.endpage900en_US
dc.identifier.issn0265-2323
dc.identifier.issn1758-5937
dc.identifier.issue3en_US
dc.identifier.scopus2-s2.0-85061804608en_US
dc.identifier.scopusqualityQ2en_US
dc.identifier.startpage880en_US
dc.identifier.urihttps://doi.org/10.1108/IJBM-05-2018-0120
dc.identifier.urihttps://hdl.handle.net/11411/7736
dc.identifier.volume37en_US
dc.identifier.wosWOS:000488527300011en_US
dc.identifier.wosqualityQ2en_US
dc.indekslendigikaynakWeb of Scienceen_US
dc.indekslendigikaynakScopusen_US
dc.language.isoenen_US
dc.publisherEmerald Group Publishing Ltden_US
dc.relation.ispartofInternational Journal of Bank Marketingen_US
dc.relation.publicationcategoryMakale - Uluslararası Hakemli Dergi - Kurum Öğretim Elemanıen_US
dc.rightsinfo:eu-repo/semantics/closedAccessen_US
dc.subjectFinancial Literacyen_US
dc.subjectEmerging Marketsen_US
dc.subjectCollege Studentsen_US
dc.subjectMoney Ethicsen_US
dc.subjectTime Preferenceen_US
dc.subjectAttitudesen_US
dc.subjectBehavioren_US
dc.subjectCrediten_US
dc.subjectSatisfactionen_US
dc.subjectCapabilityen_US
dc.subjectKnowledgeen_US
dc.subjectEducationen_US
dc.subjectIndexesen_US
dc.titleAn investigation of financial literacy, money ethics and time preferences among college students A structural equation modelen_US
dc.typeArticleen_US

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