Psychological and demographic factors influencing responsible credit card debt payment

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dc.contributor.authorAydin, Asli Elif
dc.date.accessioned2024-07-18T20:56:59Z
dc.date.available2024-07-18T20:56:59Z
dc.date.issued2022
dc.departmentİstanbul Bilgi Üniversitesien_US
dc.description.abstractThe objective of this study is to examine whether individuals' level of time preference, materialism, risk-taking, optimism, and intuitiveness along with their demographic characteristics influence their credit card debt payments. Survey data from 320 credit card users are analyzed using structural equation modeling. The findings of the study reveal that optimism, intuitiveness, and materialism have a significant effect on handling credit card debt responsibly. Moreover, perceived income adequacy and having a child also influence credit card payment behavior.en_US
dc.identifier.doi10.1057/s41264-021-00094-0
dc.identifier.endpage26en_US
dc.identifier.issn1363-0539
dc.identifier.issn1479-1846
dc.identifier.issue1en_US
dc.identifier.scopus2-s2.0-85105075153en_US
dc.identifier.scopusqualityQ2en_US
dc.identifier.startpage17en_US
dc.identifier.urihttps://doi.org/10.1057/s41264-021-00094-0
dc.identifier.urihttps://hdl.handle.net/11411/8940
dc.identifier.volume27en_US
dc.identifier.wosWOS:000641678700001en_US
dc.identifier.wosqualityN/Aen_US
dc.indekslendigikaynakWeb of Scienceen_US
dc.indekslendigikaynakScopusen_US
dc.language.isoenen_US
dc.publisherPalgrave Macmillan Ltden_US
dc.relation.ispartofJournal of Financial Services Marketingen_US
dc.relation.publicationcategoryMakale - Uluslararası Hakemli Dergi - Kurum Öğretim Elemanıen_US
dc.rightsinfo:eu-repo/semantics/closedAccessen_US
dc.subjectCredit Card Paymenten_US
dc.subjectTime Preferenceen_US
dc.subjectMaterialismen_US
dc.subjectRisk Takingen_US
dc.subjectOptimismen_US
dc.subjectIntuitivenessen_US
dc.subjectFinancial Behavioren_US
dc.subjectRisk Toleranceen_US
dc.subjectSelf-Controlen_US
dc.subjectMaterialismen_US
dc.subjectOptimismen_US
dc.subjectDecisionen_US
dc.subjectScaleen_US
dc.subjectDeterminantsen_US
dc.subjectAntecedentsen_US
dc.subjectPreferencesen_US
dc.titlePsychological and demographic factors influencing responsible credit card debt paymenten_US
dc.typeArticleen_US

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