Psychological and demographic factors influencing responsible credit card debt payment
Küçük Resim Yok
Tarih
2022
Yazarlar
Dergi Başlığı
Dergi ISSN
Cilt Başlığı
Yayıncı
Palgrave Macmillan Ltd
Erişim Hakkı
info:eu-repo/semantics/closedAccess
Özet
The objective of this study is to examine whether individuals' level of time preference, materialism, risk-taking, optimism, and intuitiveness along with their demographic characteristics influence their credit card debt payments. Survey data from 320 credit card users are analyzed using structural equation modeling. The findings of the study reveal that optimism, intuitiveness, and materialism have a significant effect on handling credit card debt responsibly. Moreover, perceived income adequacy and having a child also influence credit card payment behavior.
Açıklama
Anahtar Kelimeler
Credit Card Payment, Time Preference, Materialism, Risk Taking, Optimism, Intuitiveness, Financial Behavior, Risk Tolerance, Self-Control, Materialism, Optimism, Decision, Scale, Determinants, Antecedents, Preferences
Kaynak
Journal of Financial Services Marketing
WoS Q Değeri
N/A
Scopus Q Değeri
Q2
Cilt
27
Sayı
1
