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Microcredit as a tool for women empowerment Maya case
(İstanbul Bilgi Üniversitesi, 2011) Sevgili, Eda; Yakut Çakar, Burcu
Gender perspective within development discourse has evolved significantly over the last four decades. Women’s status was firstly covered within the development agenda as passive beneficiaries but in mid 1970s there emerged a new understanding that started to perceive women as independent individuals and development agenda aimed at changing their position within the sociey and economy. As it was understood that the development would be incomplete without women’s contribution and participation, many efforts have been done that focus on women empowerment. Undoubtedly, the one of the most influential strategies for women empowerment was “microcredit.” It is aimed at providing small loans to poor women in order to help them to generate income, which will lead to economic empowerment and ultimately translate into political and social empowerment in the long run. Through a mini field study, this thesis aimed to show the extent and limitation of microcredit in the context of empowerment of women. Using evidence from 13 in-depth interviews with women, this thesis shows that MAYA microcredit program in Turkey had positive impacts such as rise in income and self–confidence but it does not actually cause full economic, social and political empowerment which will ultimately lead to a real transformation in the society.