Disentangling the effect of Trust on Bank Lending
| dc.WoS.categories | Economics | en_US |
| dc.authorid | 0000-0003-3684-6692 | en_US |
| dc.contributor.author | Nicolas, Christina | |
| dc.contributor.author | Tarazi, Amine | |
| dc.contributor.author | Danışman, Gamze Öztürk | |
| dc.date.accessioned | 2023-09-21T08:23:12Z | |
| dc.date.available | 2023-09-21T08:23:12Z | |
| dc.date.issued | 2023-06 | |
| dc.description.abstract | This paper studies the effect of trust on bank lending using a sample of commercial banks in 34 countries around the world. We distinguish between two forms of trust: In-group trust, which we define as the trust in people we know, and Out-group trust, which we define as the trust in people we meet for the first time. We find that Out-group trust is positively and significantly associated with bank lending. A closer look shows that this ef-fect only holds in countries with relatively lower levels of formal institutional and judicial development. As for In-group trust, we find that its influence on bank lending is depen-dent on the level of informal lending available in each country. Overall, this paper provides novel evidence on the importance of trust and the different mechanisms by which it in-fluences bank lending around the world. (c) 2023 The Authors. Published by Elsevier B.V. This is an open access article under the CC BY license ( http://creativecommons.org/licenses/by/4.0/ ) | en_US |
| dc.fullTextLevel | Full Text | en_US |
| dc.identifier.doi | 10.1016/j.jebo.2023.04.021 | en_US |
| dc.identifier.issn | 1879-1751 | |
| dc.identifier.issn | 0167-2681 | |
| dc.identifier.scopus | 2-s2.0-85153892292 | en_US |
| dc.identifier.uri | https://hdl.handle.net/11411/5200 | |
| dc.identifier.uri | https://doi.org/10.1016/j.jebo.2023.04.021 | |
| dc.identifier.wos | WOS:000993179900001 | en_US |
| dc.identifier.wosquality | Q2 | en_US |
| dc.indekslendigikaynak | Web of Science | en_US |
| dc.indekslendigikaynak | Scopus | en_US |
| dc.language.iso | en | en_US |
| dc.national | International | en_US |
| dc.numberofauthors | 3 | en_US |
| dc.pages | 360-378 | en_US |
| dc.publisher | ELSEVIER | en_US |
| dc.relation.ispartof | JOURNAL OF ECONOMIC BEHAVIOR & ORGANIZATION | en_US |
| dc.relation.publicationcategory | Makale - Uluslararası Hakemli Dergi - Kurum Öğretim Elemanı | en_US |
| dc.rights | info:eu-repo/semantics/openAccess | en_US |
| dc.subject | CREDIT | en_US |
| dc.subject | RISK | en_US |
| dc.subject | ACCESS | en_US |
| dc.title | Disentangling the effect of Trust on Bank Lending | en_US |
| dc.type | Article | en_US |
| dc.volume | 210 | en_US |
