New regulations: challenge or opportunity for Turkish SMEs?

Basit Öğe Kaydı
dc.contributor.authorBayraktar, Sema
dc.date.accessioned2024-07-18T20:47:17Z
dc.date.available2024-07-18T20:47:17Z
dc.date.issued2015
dc.departmentİstanbul Bilgi Üniversitesien_US
dc.description.abstractPurpose - This study aims to analyze how recent regulation changes, namely, Basel II and the New Turkish Commercial Code, affect small and medium-sized enterprises (SMEs) and the relationship between SMEs and banks in Turkey through the eyes of SME managers. The author believes that the answers could differ for various types of SME. Design/methodology/approach - In-depth interviews enabled a refined analysis of the effects of regulations in the eyes of firms' representatives. The study was conducted for SMEs in the Anatolia Organized Industrial Zone. Findings - One of the important conclusions of the paper is the fact that the loan approval process has been standardized and centralized. The results also show that regulations have different effects on larger and already stable firms than on smaller and/or start-up SMEs that do not have sufficient resources for the transformation required by regulations. Originality/value - First, this study is a qualitative study that has the advantage of reaching richer and more plausible information that cannot be obtained by analyzing the numbers. Second, this study tries to analyze the perceptions of SMEs' financial representatives rather than the perspectives of bank representatives. Finally, to the author's knowledge, there has been no other study that analyzed a developing country on this topic.en_US
dc.identifier.doi10.1108/QRFM-05-2014-0015
dc.identifier.endpage190en_US
dc.identifier.issn1755-4179
dc.identifier.issue2en_US
dc.identifier.scopus2-s2.0-84996536669en_US
dc.identifier.scopusqualityQ3en_US
dc.identifier.startpage173en_US
dc.identifier.urihttps://doi.org/10.1108/QRFM-05-2014-0015
dc.identifier.urihttps://hdl.handle.net/11411/7759
dc.identifier.volume7en_US
dc.identifier.wosWOS:000214342200005en_US
dc.identifier.wosqualityN/Aen_US
dc.indekslendigikaynakWeb of Scienceen_US
dc.indekslendigikaynakScopusen_US
dc.language.isoenen_US
dc.publisherEmerald Group Publishing Ltden_US
dc.relation.ispartofQualitative Research in Financial Marketsen_US
dc.relation.publicationcategoryMakale - Uluslararası Hakemli Dergi - Kurum Öğretim Elemanıen_US
dc.rightsinfo:eu-repo/semantics/closedAccessen_US
dc.subjectRegulationen_US
dc.subjectSmesen_US
dc.subjectBaselen_US
dc.subjectBanking Sectoren_US
dc.subjectLending Relationshipen_US
dc.subjectTurkish Commercial Codeen_US
dc.subjectBankingen_US
dc.titleNew regulations: challenge or opportunity for Turkish SMEs?en_US
dc.typeArticleen_US

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